NYT > Your Money

What a Trump Presidency Could Mean for Social Security Benefits

Readers are concerned that his campaign proposals would put Social Security’s finances on thinner ice, endangering their payments.
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Stocks Fall as Wall Street’s Election Enthusiasm Subsides

The post-election rally has lost steam, with the S&P 500 down 2 percent for the week. But major stock indexes are still up since Election Day.
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How to Stop a Late-in-Life Divorce From Ruining Your Retirement

As the number of couples who split after the age of 50 rises, more Americans are looking at a retirement that is drastically different than they had expected.
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Why States Are Offering Workers at Private Companies Access to I.R.A.s

With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement.
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High-Yield Savings Accounts Are Still a Good Deal

Interest rates have been falling, but deposits are earning more than inflation.
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How a Trump Presidency Might Affect Benefits for Gay Couples

Readers had concerns about whether same-sex married couples and their protections would face new risks during a second Trump term.
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How Donald Trump’s Presidency Could Impact Retirement Rules

Readers had questions about individual retirement accounts, distributions and access to brokerage accounts if they moved away from the U.S. Here are some answers.
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How to Choose the Right Travel Credit Card

Fees, sign-up bonuses and whether the card is aligned with a particular hotel brand or airline are all factors in the decision.
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Mortgage Rates Fell, Then Rose. What Comes Next?

Many would-be home buyers are still hoping for mortgage rates to come down as the Federal Reserve cuts interest rates. How much they will fall is unclear.
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Cruising the Mediterranean (and Saving Money) in Winter

Overtourism and summer heat have increased the allure of off-season travel in Europe, and the cruise industry is taking note with more winter itineraries. Added bonus: cheaper fares.
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Older Workers to Get ‘Super’ 401(k) Catch-Up Contributions in 2025

Workers who are 60 to 63 will be able to put in up to $11,250 in extra contributions, if they can afford it.
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Nobody Likes Doing Expense Reports. Why Isn’t It Easier?

We hate them. The companies that build expense management software know that we hate them. They would like things to be different.
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Expect Higher Costs for Your Health Care Benefits Next Year

Employers are predicting an increase of as much as 9 percent, on average, but are generally avoiding passing along much of that to their employees, industry groups say.
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Their Parents Are Giving Money to Scammers. They Can’t Stop Them.

One son couldn’t prevent his father from giving about $1 million in savings to con artists, including one posing as a female wrestling star. The two became estranged.
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Myths About Getting Cheaper Car Insurance for Teen Drivers

Here’s what could happen if you don’t tell your insurer about any teenage drivers in your family — or try to get a separate policy for them altogether.
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Family Car Insurance Bills Are Rising. Here Are Some Money-Saving Tips.

Have several children, a driveway full of cars and a few moving violations? Good luck to you. There are some ways to lessen the financial pain.
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Homeowners Tap Into Their Rising Home Equity

Balances on home equity lines of credit have risen along with home equity loans. Popular reasons for borrowing include home renovations and repairs and debt consolidation.
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What to Do if You Fall Behind on Auto Loan Payments

The Consumer Financial Protection Bureau suggests that lenders may be overzealous in repossessing cars.
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Should You Trust Experian’s Smart Money Debit Card?

There’s not a lot of love for the credit bureaus, so why would you want one of them in your wallet? Experian’s pitch: A slightly better credit score. Maybe.
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How States Are Enticing Employers to Help Their Workers Save for College

With college costs high, at least eight states now offer tax credits or deductions for employers that contribute to workers’ 529 accounts.
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